Melissa McCullough

So much more than

MORTGAGES

Whether you’re a first-time homebuyer or a seasoned investor, our website is here to support you every step of the way.

We are here to help you understand mortgage basics, explore different loan options, calculate affordability, and gain the knowledge needed to navigate the complex world of mortgages and homeownership.

NMLS# 1947407
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Our Mission

 

 

Our mission is to help you build a solid foundation of financial well-being.

Your path to home ownership starts here.

Our Services

Financial Literacy

Being FINANCIALLY LITERATE helps you make informed choices about your mortgage, so you can manage it well, make payments on time, and avoid financial problems.

Mortgage Products & Services

Our team of experts is dedicated to guiding you through the mortgage process, ensuring you understand your options and find the best fit for your financial goals.

Commercial Mortgage Solutions

Achieve your business goals and expand your ventures with our specialized commercial mortgage solutions.

Cash Flow Analysis

Cash flow analysis is a method used to assess your financial situation by examining your income, expenses, and saving patterns.

Melissa McCullough

Melissa D. McCullough embodies strength, resiliency, and tenacity as she supports clients in overcoming obstacles and achieving their home buying goals.

With a wealth of experience in residential and commercial real estate lending, Melissa is dedicated to empowering clients with financial literacy and helping them build wealth through real estate.

Her background in rehabilitation sciences, Spanish language proficiency, and diverse work experiences have equipped her with a deep understanding of human behavior, problem-solving skills, and the ability to provide tailored solutions as an exceptional Loan Officer.

Loan Officer NMLS# 2700105
MarveLoans, LLC NMLS# 1947407
Cell: 717.439.7421

Sarah Martinez

An educator at heart and Loan Officer by trade, Sarah Partin Martinez emphasizes empowerment throughout the lending process and beyond. Leveraging skills honed throughout her diverse professional career, she provides homebuyers and investors from all walks of life with the informed support and guidance necessary to achieve their unique goals. Furthermore, she enjoys partnering with stakeholders to provide wraparound support and a seamless experience for everyone involved in the purchase process.

Always quick with a smile or friendly word, you can often find Sarah out-and-about meeting new people or enjoying the company of long-time friends and family. Because her husband is a California-born foodie, she is always on the hunt for new local(ish) food spots to try. With a multicultural family of music-lovers, Sarah often attends various cultural celebrations and live music/art performances with her husband and two young daughters. Ultimately, Sarah values fellowship and uplifting the people around her and it is her mission to promote socio-economic mobility by empowering folks to build generational wealth and financial wellbeing through real estate ownership.

Hear about our

Clients

 

Here are a few stories of the many homeowners we have helped.

Your path to home ownership starts here.

NMLS# 1947407

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Congratulations to my buyers who closed on their new home! They qualified for a USDA loan and were able to get sellers assistance meaning they could get into the house for very little money. 🤑 The bonus is they closed 2 weeks early!

Hear From our Clients

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Erica Wildasin profile picture
Erica Wildasin
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It was great working with Melissa. She is efficient and very helpful!
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Robert Porter profile picture
Robert Porter
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Melissa did a spectacular job taking care of us while we transitioned from California to the Harrisburg area. I moved a year before my wife and I started looking for homes about six months prior to her planned arrival. We put down two deposits before the third finally worked out. We were contingent on our home selling in California and we got close to having to move into a hotel with three dogs because we couldn't get a tax certification for the new home. Melissa stayed up half the night working with the newly elected tax assessor to complete the necessary documents. We were able to close the next day. Just in time for us to get into the house before our household goods arrived from California. Thank you so much for all your hard work Melissa!!
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nreigle87
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I cannot thank Melissa enough for her patience and advocacy. She guided me to the best loan options, and provided personalized attention every step of the way. If you want a lender who genuinely cares, then reach out to Marveloan!
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Tèt Bleu
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the best in the Pennsylvania area. Please call now
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T Baak profile picture
T Baak
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5/5 Stars ⭐⭐⭐⭐⭐ If I could give Melissa McCullough more than 5 stars, I absolutely would. I came to Melissa with an extremely difficult refinance situation. Before finding her, I had reached out to literally over a dozen other mortgage originators, and every single one of them hit a wall and couldn't get it done. Melissa was the only one who didn't back down from the challenge. Her knowledge of the mortgage industry is unmatched, and she knew exactly how to navigate the complexities of my file. Throughout the entire process, her patience was incredible. She took the time to answer every question I had and kept me informed every step of the way. Her communication is top-tier—I never had to wonder where we stood. Melissa is simply outstanding at what she does. If you want someone who is dedicated, brilliant at problem-solving, and truly cares about her clients, look no further. Highly recommended! Thank you so much!
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Dustin Lorah
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Helped me through every step of the process, no issues start to finish
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Kerry McDonough profile picture
Kerry McDonough
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I enjoyed working with Melissa while working through the mortgage process on my second home. She was extremely responsive and patient with all my questions. I felt reassured in my decisions after each conversation with her, and came to trust her guidance very quickly. I was especially grateful that she checked in the night before closing to ensure I was comfortable before signing. I'd recommend Melissa to anyone seeking a mortgage for her knowledge, confidence and approachability.
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Eric Lasek profile picture
Eric Lasek
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Melissa McCullough was super helpful and attentive through my home buying process! I am super appreciative of the hard work she does.