So much more than

MORTGAGES

Whether you’re a first-time homebuyer or a seasoned investor, our website is here to support you every step of the way.

We are here to help you understand mortgage basics, explore different loan options, calculate affordability, and gain the knowledge needed to navigate the complex world of mortgages and homeownership.

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Our Mission

 

 

Our mission is to help you build a solid foundation of financial well-being.

Your path to home ownership starts here.

Our Services

Financial Literacy

Being FINANCIALLY LITERATE helps you make informed choices about your mortgage, so you can manage it well, make payments on time, and avoid financial problems.

Mortgage Products & Services

Our team of experts is dedicated to guiding you through the mortgage process, ensuring you understand your options and find the best fit for your financial goals.

Commercial Mortgage Solutions

Achieve your business goals and expand your ventures with our specialized commercial mortgage solutions.

Cash Flow Analysis

Cash flow analysis is a method used to assess your financial situation by examining your income, expenses, and saving patterns.

Melissa McCullough

Melissa D. McCullough embodies strength, resiliency, and tenacity as she supports clients in overcoming obstacles and achieving their home buying goals.

With a wealth of experience in residential and commercial real estate lending, Melissa is dedicated to empowering clients with financial literacy and helping them build wealth through real estate.

Her background in rehabilitation sciences, Spanish language proficiency, and diverse work experiences have equipped her with a deep understanding of human behavior, problem-solving skills, and the ability to provide tailored solutions as an exceptional Loan Officer.

Loan Officer NMLS# 2700105
MarveLoans, LLC NMLS# 1947407
Cell: 717.439.7421

Sarah Martinez

An educator at heart and Loan Officer by trade, Sarah Partin Martinez emphasizes empowerment throughout the lending process and beyond. Leveraging skills honed throughout her diverse professional career, she provides homebuyers and investors from all walks of life with the informed support and guidance necessary to achieve their unique goals. Furthermore, she enjoys partnering with stakeholders to provide wraparound support and a seamless experience for everyone involved in the purchase process.

Always quick with a smile or friendly word, you can often find Sarah out-and-about meeting new people or enjoying the company of long-time friends and family. Because her husband is a California-born foodie, she is always on the hunt for new local(ish) food spots to try. With a multicultural family of music-lovers, Sarah often attends various cultural celebrations and live music/art performances with her husband and two young daughters. Ultimately, Sarah values fellowship and uplifting the people around her and it is her mission to promote socio-economic mobility by empowering folks to build generational wealth and financial wellbeing through real estate ownership.

Hear about our

Clients

 

Here are a few stories of the many homeowners we have helped.

Your path to home ownership starts here.

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Congratulations to my buyers who closed on their new home! They qualified for a USDA loan and were able to get sellers assistance meaning they could get into the house for very little money. 🤑 The bonus is they closed 2 weeks early!

Hear From our Clients

Melissa Mueller McCullough - Mortgage Broker
Profile image Hawk Zerbe15 October 2025Rating starRating starRating starRating starRating starMelissa made the pre-approval process very easy and was very responsive and was always there if we had questions. We used a VA loan to buy our first house and I have always heard horror stories about VA loans. Melissa walked us through the process and everything went smoothly. She is very easy to talk to and very knowledgeable. I would highly recommend her to anyone who is looking for a mortgage or if someone has questions about it. Thank you Melissa!
Melissa Mueller McCullough - Mortgage Broker
Profile image Nicole Byrd24 September 2025Rating starRating starRating starRating starRating starAmazing! I've worked with Melissa on many transactions and she always far exceeds expectations and gets deals closed on time and early! So apprepreciate your hardwork and dedication to your clients and customers!
Melissa Mueller McCullough - Mortgage Broker
Profile image Dustin Copenhefer5 September 2025Rating starRating starRating starRating starRating starIt was a pleasure working with Melissa! As a first time home buyer, she made the whole process feel so easy and was always available to talk through anything that I needed. I would highly recommend Melissa!

Rating starRating starRating starRating starRating starMelissa Mueller McCullough - Mortgage Broker5.0 based on 89 reviews