So much more than

MORTGAGES

Whether you’re a first-time homebuyer or a seasoned investor, our website is here to support you every step of the way.

We are here to help you understand mortgage basics, explore different loan options, calculate affordability, and gain the knowledge needed to navigate the complex world of mortgages and homeownership.

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Our Mission

 

 

Our mission is to help you build a solid foundation of financial well-being.

Your path to home ownership starts here.

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Our PASSION

 

 

Our passion is to empower people through financial literacy education.

We help to navigate the complexities of mortgages to achieve the dream of owning a home.

Our Services

Financial Literacy

Being FINANCIALLY LITERATE helps you make informed choices about your mortgage, so you can manage it well, make payments on time, and avoid financial problems.

Mortgage Products & Services

Our team of experts is dedicated to guiding you through the mortgage process, ensuring you understand your options and find the best fit for your financial goals.

Commercial Mortgage Solutions

Achieve your business goals and expand your ventures with our specialized commercial mortgage solutions.

Cash Flow Analysis

Cash flow analysis is a method used to assess your financial situation by examining your income, expenses, and saving patterns.

Melissa McCullough

Melissa D. McCullough embodies strength, resiliency, and tenacity as she supports clients in overcoming obstacles and achieving their home buying goals.

With a wealth of experience in residential and commercial real estate lending, Melissa is dedicated to empowering clients with financial literacy and helping them build wealth through real estate.

Her background in rehabilitation sciences, Spanish language proficiency, and diverse work experiences have equipped her with a deep understanding of human behavior, problem-solving skills, and the ability to provide tailored solutions as an exceptional Loan Officer.

Loan Officer NMLS# 2700105
MarveLoans, LLC NMLS# 1947407
Cell: 717.439.7421

Sarah Martinez

An educator at heart and Loan Officer by trade, Sarah Partin Martinez emphasizes empowerment throughout the lending process and beyond. Leveraging skills honed throughout her diverse professional career, she provides homebuyers and investors from all walks of life with the informed support and guidance necessary to achieve their unique goals. Furthermore, she enjoys partnering with stakeholders to provide wraparound support and a seamless experience for everyone involved in the purchase process.

Always quick with a smile or friendly word, you can often find Sarah out-and-about meeting new people or enjoying the company of long-time friends and family. Because her husband is a California-born foodie, she is always on the hunt for new local(ish) food spots to try. With a multicultural family of music-lovers, Sarah often attends various cultural celebrations and live music/art performances with her husband and two young daughters. Ultimately, Sarah values fellowship and uplifting the people around her and it is her mission to promote socio-economic mobility by empowering folks to build generational wealth and financial wellbeing through real estate ownership.

Hear about our

Clients

 

Here are a few stories of the many homeowners we have helped.

Your path to home ownership starts here.

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Congratulations to my buyers who closed on their new home! They qualified for a USDA loan and were able to get sellers assistance meaning they could get into the house for very little money. 🤑 The bonus is they closed 2 weeks early!

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Congratulations to Alex on his new home! A big thank to all those involved that helped get us to the finish line especially to Shelly at Homesale settlements for a smooth closing. I know he is excited to move in this weekend despite the near 100° temperature! 🥳

Hear From our Clients

Melissa Mueller McCullough - Mortgage Broker
Profile image Eric Love3 June 2025Rating starRating starRating starRating starRating starI had the pleasure of working with Melissa McCullough as my mortgage broker, and I couldn’t be more pleased with the experience. From the very beginning, Melissa was incredibly responsive, patient, and helpful—guiding me through every step of the loan process with clarity and professionalism.What truly set her apart was her commitment to going above and beyond. Not only did she ensure the process was smooth and stress-free, but she also helped me identify and secure financial assistance toward my loan, which made a meaningful difference.Melissa's exceptional customer service and dedication made a complex process feel manageable, and I would highly recommend her to anyone seeking a knowledgeable and trustworthy mortgage professional.
Melissa Mueller McCullough - Mortgage Broker
Profile image Karan Mody1 April 2025Rating starRating starRating starRating starRating starI recently had the pleasure of working with Melissa to secure a mortgage for my first home. I would highly recommend Melissa to anyone seeking a mortgage. Her expertise, professionalism, and commitment to exceptional service make them the perfect choice for anyone navigating the complex world of mortgage financing.Throughout the process, Melissa was always responsive, communicative, and proactive. She kept me informed every step of the way, addressed all my concerns, and ensured that the entire process was smooth and efficient.Favorite aspects: Exceptional communication, seamless process, dedication to clients.
Melissa Mueller McCullough - Mortgage Broker
Profile image Rebecca Bowman21 March 2025Rating starRating starRating starRating starRating starWe worked with Melissa on an investment property purchase, and she made the process incredibly simple and fast! We closed in just about three weeks with zero issues. She also secured us a very competitive rate—especially impressive for an investment loan. If you’re looking for a lender who is knowledgeable, responsive, and committed to finding you the best financing options, Melissa is your girl! Highly recommend!

Rating starRating starRating starRating starRating starMelissa Mueller McCullough - Mortgage Broker5.0 based on 73 reviews